monstergrotusque wrote:CC online. Debit in store. Cash at flea markets or whatever. I never go crazy and put myself in debt with any of those payment methods. Especially the CC. I've been totally screwed once by blowing too much on credit and know the sting of interest.
I keep myself on a VERY tight leash. Just out of experience. Debt is a terrible weight over you head. Keeps a guy awake at night if your not smart.
Amen brother. I use my CC's a lot (some more than other, mostly the PayPal card since I use ebay a lot to catch up on older stuff and rarer stuff), but I wouldn't touch them unless I was absolutely CERTAIN of where I stand financially.
Debt isn't worth it and interest is a b***h! It is not worth digging yourself into a hole you can't get out of, no matter how precious the grail may be.
I can afford to throw $1000 or so towards CC payments/TF's each month easily, so I don't sweat it, but when things are tight (like medical bills or whatever) or if you have a family to support and real expenses, you must know where to draw the line.