F Prime wrote: bvzxa wrote: Pete@BotCon wrote:
Well what you say is partly true. But using any card electronically is the norm.
I feel what I said was 100% true. Debit cards should never be used online. It is the best way to keep your banking account secure...http://www.creditcards.com/credit-card- ... d-1271.php
So if you say this with conviction, why offer the option to accept credit cards to begin with
This is not really that important, but the link is specifically about debit cards; not credit cards.
TL;DR: Debit cards have less protection against fraud than credit cards and they are directly linked to your bank account.
never go by news reports:
When my card debit card was hacked in 2011, I had certain safeguards place on my debit card, which is a credit card too with a credit limit. They were able to charge $11.99, and $35.89 but when they began to try to charge more items for higher prices, $450 at best buy, $1000 at Amazon, the card immediately flagged. So I lost $50 basically until those charges was disputed and the retailer returned them.
When I noticed the first two charges and called BoA on my cell phone, BoA was calling me on the house phone. Now that was the bank working fast and secure.
But like seibs said, debit card or credit card it should not matter. This is commerce. E-Commerce. So if they have a debit card, they should be able to purchase right along with the credit card. I prefer the debit because I don't have to pay interest.
What it should come down to is security from the retailer who wants your business. As a consumer I will protect myself in any way I can, but the retailer needs to protect my information, not discern whether I have a debit or credit card. The consumer should not feel guilty for using their debit card.
Stop this foolishness.