Help Computah! (No, I mean help with computer problems)

I thought there was already a topic for discussing computer problems and getting help, but it's not showing up in a search. In fact nothing is showing up in a search.
Anyways here are a few problems I've been having. Any help would be appreciated.
1. I'm stuck with Win98se for the time being. That's not really a big source of problems, although my computer is outdated (last upgraded in 2001). The problem is I can't format one of my hard drvies back into FAT32 in order to back up data. That was the failed result of installing Win2k on the HDD. It had formatted the drive in NTFS or whatever it's called, and I haven't been able to "see" the hard drive in Win98 since. I've tried booting up with a Win98 startup disk in order to format the drive, but it can't "see" the drive either. I made sure I disconnected everything but that HDD before booting up with the disk, but still, nothing. Is there a utility that will allow me to convert the drive back to FAT32 from a bootable CD or floppy? The Western Digital bootable CD doesn't seem to help much either, except by writing all 0s to the drive (which I've already done).
2. I have a 60 GB drive with bad sectors on it. I had formatted it and run Norton Disk Doctor on it so that the sectors are all "marked" or whatever. It looks like a chocolate chip cookie in the surface scan display. So this might be a really stupid question, but I'm going to ask anyway: is it alright to use the drive to store data, even though it's rife with bad sectors? I mean, will Windows know that there's a bad sector so it should skip that area of the drive as it's writing to it? I hate to even think about using this drive. And I hate Maxtor, which is the drive's brand...
3. I've been saving up for a complete overhaul of my computer. I build my own computers, ever since my first one around 1998 or so. Unfortunately I haven't kept up with computer trends for a long time (2001 or so). Any advice? I always preferred AMD to Intel. I was thinking about going the dual-core processor route. I need a machine that can handle audio editing, and eventually some video editing which is something I've always wanted to do.
Anyways here are a few problems I've been having. Any help would be appreciated.
1. I'm stuck with Win98se for the time being. That's not really a big source of problems, although my computer is outdated (last upgraded in 2001). The problem is I can't format one of my hard drvies back into FAT32 in order to back up data. That was the failed result of installing Win2k on the HDD. It had formatted the drive in NTFS or whatever it's called, and I haven't been able to "see" the hard drive in Win98 since. I've tried booting up with a Win98 startup disk in order to format the drive, but it can't "see" the drive either. I made sure I disconnected everything but that HDD before booting up with the disk, but still, nothing. Is there a utility that will allow me to convert the drive back to FAT32 from a bootable CD or floppy? The Western Digital bootable CD doesn't seem to help much either, except by writing all 0s to the drive (which I've already done).
2. I have a 60 GB drive with bad sectors on it. I had formatted it and run Norton Disk Doctor on it so that the sectors are all "marked" or whatever. It looks like a chocolate chip cookie in the surface scan display. So this might be a really stupid question, but I'm going to ask anyway: is it alright to use the drive to store data, even though it's rife with bad sectors? I mean, will Windows know that there's a bad sector so it should skip that area of the drive as it's writing to it? I hate to even think about using this drive. And I hate Maxtor, which is the drive's brand...
3. I've been saving up for a complete overhaul of my computer. I build my own computers, ever since my first one around 1998 or so. Unfortunately I haven't kept up with computer trends for a long time (2001 or so). Any advice? I always preferred AMD to Intel. I was thinking about going the dual-core processor route. I need a machine that can handle audio editing, and eventually some video editing which is something I've always wanted to do.