william-james88 wrote:ExciKaiser wrote:Wow. That's really different.
When I think Belgians call us (french) retards because paper checks still exists...
Americans still rely on signatures for credit card receipts for identity verification.
Its really another world.
Bah-weep-Graaaaagnah wheep ni ni bong!
I haven't received an actual paper paycheck in over a decade, it isn't even an option where I work, everything is direct deposited and I get my stub online. I do have a few things that I still have to pay with a paper check like my storage unit and road dues (I own a house that's part of a private road associations, town wont touch our road). Only place that still makes me sign when I pay by card is restaurants (aside from fast food), why they don't just use portable card readers is beyond me. We finally got chip cards last year, but they still have the strips so they still aren't any more secure. Paying for something at a store with a phone is still pretty uncommon.
I don't use a bank, I use a credit union. It's like a bank, but most of the services are free like ATMs and checking account (with a $300 overdraft built in). All paid by me keeping a $5 minimum in my savings account. Plus we have
shared branching so I don't even have to go to my own CU, I go to the one inside Walmart.

Meanwhile I still can't convince my parents that someone isn't going to steal their credit card numbers the second they use them on Amazon. Just Monday I had to explain to them again that the three times I've had my cards reissued because my numbers were "stolen" was because of the local supermarket they visit, the local Home Depot they visit, and the local Target they visit. I try to explain to them that that all happens because those stores put the numbers on the internet, but I think they're convinced that someone actually sneaks into the stores and physically takes the numbers as if this were the old days where the cards are copied onto paper. When I told them I linked my checking account to PayPal they were going on and on about identity theft and how someone is going to clean me out even when I pointed out that the information I gave PayPal is the same information on the paper check they don't hesitate to hand over to a complete stranger complete with signature.
Some people here are just afraid of technology.
Emerje